List of Top Insurance Companies in Luxembourg

Top Insurance Companies in Luxembourg – A Complete Guide for 2025

Luxembourg, known for its stable economy and strong financial sector, is also a thriving hub for insurance services. From life and health insurance to reinsurance and wealth planning solutions, Luxembourg hosts a diverse range of insurance providers—both local and international.

If you're living in Luxembourg or planning to move, choosing the right insurer is essential. Here’s a detailed look at the top insurance companies operating in Luxembourg in 2025, including the services they offer and what sets them apart.

1. Foyer Assurances S.A.

Type: Life & Non-Life Insurance
Overview: Foyer is one of Luxembourg’s oldest and most trusted insurance providers. Founded in 1922, it offers comprehensive coverage in motor, home, health, and life insurance.
Why Choose Foyer: Strong local presence, extensive agent network, and excellent customer service.
Website: www.foyer.lu

2. AXA Assurances Luxembourg S.A.

Type: Life & Non-Life Insurance
Overview: Part of the global AXA Group, AXA Luxembourg combines international expertise with local market understanding. It covers everything from personal and professional liability to investment-linked life plans.
Why Choose AXA: Financial strength, innovative digital services, and multi-language support.
Website: www.axa.lu

3. Bâloise Assurances Luxembourg S.A.

Type: Life & Non-Life Insurance
Overview: A subsidiary of the Swiss Baloise Group, this insurer offers complete protection for individuals and businesses. It is especially popular for home and accident insurance.
Why Choose Bâloise: Swiss reliability, solid customer satisfaction, and tailored business solutions.
Website: www.baloise.lu

4. La Luxembourgeoise Assurances

Type: Non-Life Insurance
Overview: Often referred to as LALUX, this company is one of the leading national players, with a stronghold in the property and car insurance market.
Why Choose LALUX: Local expertise, affordable premiums, and personalized service.
Website: www.lalux.lu

5. Cardif Lux Vie

Type: Life Insurance
Overview: A part of the BNP Paribas Group, Cardif Lux Vie focuses on life insurance, savings, and investment solutions, particularly for expatriates and high-net-worth clients.
Why Choose Cardif: International flexibility, strong investment-linked products.
Website: www.cardifluxvie.lu

6. Lombard International Assurance

Type: Life Insurance
Overview: Specializing in cross-border wealth structuring, Lombard serves international clients seeking long-term financial planning via life insurance.
Why Choose Lombard: High-net-worth focus, multi-jurisdictional expertise.
Website: www.lombardinternational.com

7. Swiss Life (Luxembourg) S.A.

Type: Life Insurance
Overview: With strong Swiss roots, Swiss Life offers bespoke life insurance solutions with a strong focus on pensions, retirement, and legacy planning.
Why Choose Swiss Life: Long-standing reputation and solid financial products.
Website: www.swisslife.com

8. Allianz Life Luxembourg S.A.

Type: Life Insurance
Overview: A trusted name in global insurance, Allianz provides Luxembourg-based clients with flexible, long-term savings and protection plans.
Why Choose Allianz: Global strength and wide product range.
Website: www.allianz.lu

9. Generali Luxembourg

Type: Life Insurance
Overview: Generali Luxembourg supports both individuals and businesses with customized insurance and savings solutions, backed by the Italian insurance giant.
Why Choose Generali: Multilingual service and tailored products for international clients.
Website: www.generali.lu

10. AIG Europe S.A.

Type: Non-Life Insurance & Captive Services
Overview: As part of the global AIG Group, the Luxembourg office provides innovative non-life insurance and risk management solutions to corporations.
Why Choose AIG: Risk expertise and global coverage for businesses.

Reinsurance Giants in Luxembourg

Luxembourg is also home to major reinsurance and captive insurance providers, serving multinational corporations and financial institutions.

• Munich Re Luxembourg

• SCOR Global Life

• Swiss Re Luxembourg

These companies offer risk mitigation solutions and help stabilize global insurance markets.

Insurance Regulator in Luxembourg

All insurers in the country operate under the supervision of the Commissariat aux Assurances (CAA) – the national insurance authority.
Website: www.caa.lu

Conclusion

Whether you're an individual seeking life insurance or a business needing reinsurance solutions, Luxembourg offers a wide array of trusted insurance providers. Thanks to a strong regulatory framework and international accessibility, the Grand Duchy remains one of Europe’s most reliable hubs for insurance.

Make sure to compare plans, speak to a certified advisor, and choose the provider that best suits your financial goals and lifestyle.